Making Finance Work for You As a Mother

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Regardless of whether you're a stay-at-home mum or a working mum, we can probably all agree on one thing: there is a major shortage of mummy-money around the world! After all, how many times have you walked into a store, tried on a beautiful pair of shoes, and then had to put them back because you have to pay for Dylan's new school shoes instead?

Believe it or not, it is possible to loosen the purse strings a little as a mother, and make finance work for you. If you have some spare time on your hands while the kids are sleeping, take on one of these ideas and see if it can help you earn a little bit of extra income.

Do odd jobs 

Remember when you were 16-years-old and needed some extra pocket money? You took on any job you could find back then, and you can do it now - just leave out the fast food chains or newspaper deliveries! Plenty of companies hire casuals or temp staff to help them during busy periods, so take advantage of this and put your resume out there. These jobs are usually flexible and pay well, plus you'll gain skills and knowledge that may come in handy sometime in the future.

Sell your unwanted things 

There are probably plenty of old toys, books, pieces of clothing, or old bits of technology that are gathering dust around your house. The next time you're cleaning up your home, start collecting up any unused items that you want to get rid of, then take these items and sell them online on websites like eBay or Gumtree. While you won't receive millions, every bit of extra income helps - the bonus is, you'll de-clutter your house at the same time!

Start an e-store 

Maybe you took up sewing one day while your child was asleep. Perhaps you're really good at painting, or can write up a storm. Don't let your skills go to waste as a hobby; instead, turn them into a way to make money for yourself. With the rise of the Internet, websites like Etsy and eBay are great avenues for you to sell your homemade goods, and before you know it, you might be a budding entrepreneur!


Investing may conjure up intimidating terms such as dividend yield or intrinsic value, but it doesn't have to be as scary as it sounds. You don't need to know the latest technology companies or understand stocks; investing can simply mean putting your money behind a company that you believe in, and as they grow, so will your return on investment. Try investing in a brand that you have had positive experiences with and that you trust - this way, you'll feel more secure and certain in your investment.

Amanda Wilkins is a mother and a freelance writer. When her kids are sleeping, she likes to sneak on the computer and write articles - she might take up sewing as well and start her own crochet store.